Home / About

About FLHomeInsuranceCalc

FLHomeInsuranceCalc is written by James Johnston. We build simple calculators for Florida homeowners who want to understand county-average premiums, wind-mitigation credits, roof-age rules, hurricane deductibles and the cost of pairing a Citizens policy with required flood insurance. Every default is tied to a published official source or labeled as an assumption. We are not an insurance agency, and nothing here is a quote or a recommendation to buy or cancel a policy. Questions or corrections: gencobusiness@yahoo.com.

By James Johnston. Updated November 2026. Results are estimates for planning, not quotes. See methodology.